Personal card

Offer your clients a personal debit card

Provide your clients with a personal debit card powered by the global VISA network. This versatile payment solution is designed to meet their unique needs, allowing them to spend their funds on their own terms, anywhere in the world.

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Offer your clients a personal debit card

The strategic value of a personal debit card for your users

Integrating a personal debit card into your platform does more than just facilitate payments; it provides your users with direct liquidity and financial autonomy. By issuing cards directly linked to their personal IBAN account, you eliminate the friction of external bank transfers. Whether your users are freelancers receiving payouts or consumers managing a digital wallet, a dedicated card ensures they have instant access to their funds at over 100 million merchants globally.

Let your clients pay how they like, where they like – in-store, online, anywhere

Seamless contactless payments

Cash withdrawal from ATMs around the globe

Access, manage, or instantly freeze card online using your Online Banking account

Get as many cards as your company needs

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Elevate the customer experience with personalized debit cards

Modern users expect financial tools that feel like a natural extension of your brand. By offering personalized debit cards, you empower your customers to oversee their finances effortlessly through your integrated mobile app or web interface. This convenience enhances overall satisfaction and significantly increases user stickiness within your ecosystem.

4 pros of VISA debit cards

Experience the unmatched superiority of virtual VISA debit cards, granting you the freedom to make purchases globally without constraints

Accepted across the world

Give your users the ability to withdraw cash at any ATM in the world and pay in any country they travel to.

Enhanced security

VISA’s robust and reliable Chip&PIN technology means your users can enjoy real transaction security. And with 0% liability, you know they’re covered if anything does go wrong.

Payment insights

Let your users keep track of all their purchases with real-time updates in our app.

Protected

Card users enjoy comprehensive protection for their payments and purchases.

Personal debit card FAQs

What is a personal debit card for a business platform?

In an embedded finance context, it is a card issued to your end-users (consumers or freelancers) that is linked to their individual accounts. It allows them to spend the funds they hold on your platform at any merchant that accepts VISA.

Can I issue personalized debit cards with my own branding?

Yes. We offer personalized debit cards that can be white-labeled with your company’s logo and design. This turns every transaction into a brand-building opportunity, keeping your company top-of-mind whenever your customers spend.

What is the difference between a physical and virtual personal debit card?

A physical card is the plastic one your users carry in their wallet, ideal for ATM withdrawals and in-person payments. A virtual card exists only in digital form and can be issued instantly for online shopping or added to mobile wallets for contactless payments.

How quickly can my users receive their cards?

Virtual cards can be generated in seconds and used immediately. Physical personalized debit cards are typically produced and shipped within a few business days, depending on the user’s location and the level of customization required.

Are there spending limits on these cards?

Yes. As the platform provider, you can set default spending and withdrawal limits via our developer-friendly API. Users can also be given the ability to adjust their own limits within your app for added convenience and security.